Log in: Open your mobile banking app and log into your account.

Navigate to Zelle: Go to the payments menu, typically labeled "Transfer and Pay," "Send Money," or "Bill Pay," and select "Send money with Zelle".

Select a Recipient: Tap the QR Code icon located at the top of the "Select Recipient" screen. If prompted, allow the app permission to access your smartphone's camera.

What Does the QR Code Icon Look Like?

Because banking apps look slightly different, here is what you should look for:

• The Shape: It looks like a four-cornered bracket square [ ] (the symbol for a camera viewfinder or frame) with a small square or barcode lines inside it.

• The Action: Tapping this icon switches the phone into camera mode to scan the bill instantly.

Scan the Code: Point your phone's camera directly at the Zelle QR code provided until the app registers it.

Review and Pay: Verify that the recipient is crowleylakeh2o (Crowley Lake Mutual Water Company). Make sure to enter the exact amount due, review the transaction details, and hit "Send" to complete your payment. You can make this a recurring payment by enabling the "Repeat this Payment" feature.

Important Disclaimers & Disclosures:

• Not all banking apps are the same, and the layout or steps might vary slightly based on your financial institution.

• Verification Required: Crowley Lake Mutual Water Company is not responsible for lost payments or payments sent to the wrong recipient. Each member must strictly review and verify that the recipient name matches exactly before completing the transaction.

• Zelle Terms Notice: Ensure you know the recipient. Once a payment is authorized, it typically cannot be canceled. Neither Zelle nor participating banks offer a protection program for authorized payments if you send money to the wrong person.